Saving is not easy. If you earn already predetermined money that are immediately spent on domestic bills, it is hard to put something aside every month. But, if you work logically, organise your life, each month you can put aside even a small amount of money. Over the course of a year you will find the amount to be quite satisfactory. Here some of our small saving tips.
Set up an account to which you will not have direct access to- the idea is not to dip into it in the moment when you feel a desire to shop. Put a small amount of money aside into this account every week or month. This will give you the feeling that you have control of your finances. After time, a small amount of money will get bigger and so on.
Saving on everyday matters
You, unfortunately, have to learn discipline and keep an eye on what you spend money on or how expensive is your lifestyle. The solution here is to save on electricity, which we wrote about earlier, logical use of water and not excessively using the heating. All the money that you do not have to spend on bills can go to the account.Invest in appliances of the highest quality you can afford. Buy those with high-class energy efficiency, especially bearing in mind a fridge, washing machine, dishwasher, electric or induction cooker.
It is important to check any discounts or offers in the shops and supermarkets you normally shop in. A large amount of money can also be saved by doing online shopping. Of course, providing you are only buying the things you really need.
It is very important to create weekly menus and make a shopping list before entering the shops, as mentioned in other articles. You should also, as far as possible, at home make your own lunch for work for the next day, not to buy high in calories and often unhealthy foods.
It is good to forget about eating out during the day and only go to a restaurant when you want to celebrate an important event.
Author: Bien Magazine